Choose Financing That
Fits Your Business
Instant Credit Business connects you with Canadian lenders offering term loans, lines of credit and revenue-based financing — tailored to your cash flow.
How It Works
A Simple, Secure Application
No Heavy Paperwork
Apply Online
Share basic business details and securely connect bank data or upload statements.
Check eligibility
Review Options
We present available offers and terms; pick the structure that fits your needs.
Get Started
Manage & Repay
Track repayments in your portal, see payoff details, and repay early without penalties (term loans).
Get StartedFrequently Asked Questions.
What is Instant Credit Business? +
Instant Credit Business is a Canadian business-financing platform that helps you compare options and access funding from licensed lenders—quickly and transparently.
How does it work? +
Complete a short online application, connect bank data or upload statements, review your options, then get funded once approved.
What amounts are available? +
Amounts typically range from $10K to $800K across products and lenders; lines of credit commonly go up to ~$125K.
What are the minimum requirements? +
Common requirements include 6+ months in business, monthly revenue thresholds, and a Canadian business bank account (exact criteria vary by lender).
How fast can I receive funds? +
Many approvals are decided within 24–72 hours, and funding can be as fast as 24 hours after approval depending on your bank.
