Choose financing that fits your business
Instant Credit Business connects you with Canadian lenders offering term loans, lines of credit and revenue‑based financing—tailored to your cash flow.
How it works
A simple, secure application no heavy paperwork
Apply online
Share basic business details and securely connect bank data or upload statements.
Review options
We present available offers and terms; pick the structure that fits your needs.
Manage & repay
Track repayments in your portal, see payoff details, and repay early without penalties (term loans).
Frequently Asked Questions.
What is Instant Credit Business?
Instant Credit Business is a Canadian business‑financing platform that helps you compare options and access funding from licensed lenders—quickly and transparently.
How does it work?
Complete a short online application, connect bank data or upload statements, review your options, then get funded once approved.
What amounts are available?
Amounts typically range from $10K to $800K across products and lenders; lines of credit commonly range up to ~$125K.
What are the minimum requirements?
Common requirements include 6+ months in business, monthly revenue thresholds, and a Canadian business bank account (exact criteria vary by lender).
How fast can I receive funds?
Many approvals are decided within 24–72 hours, and funding can be as fast as 24 hours after approval depending on your bank.