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INSTANT.CREDIT is a Canadian lender offering term loans, lines of credit, and revenue-based financing — tailored to your cash flow.
A Simple, Secure Application — No Heavy Paperwork
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Frequently Asked Questions.
Straight answers about how we work, who qualifies, and what financing actually costs.
INSTANT.CREDIT is a Canadian business lender. We fund term loans, lines of credit and revenue-based financing directly—quickly and transparently.
Complete a short online application, connect bank data or upload statements, review your options, then get funded once approved.
Amounts typically range from $10K to $3M across products and lenders; lines of credit commonly go up to ~$3M.
Common requirements include 6+ months in business, monthly revenue thresholds, and a Canadian business bank account (exact criteria vary by lender).
Funding is instant once approved, where available on approved applicants. Approval decisions are typically made within 24–72 hours.