What is the total payback amount and the expected duration based on my sales profile?

Your total paybackis simple:

Advance × factor rate = total payback

The durationdepends on how you remit and how your sales behave. Example:

• Advance: $50,000

• Factor: 30 → total payback = $65,000

• Remit method: 12% of card sales

• If you average $100,000/month in card sales:

• Monthly remittance = $12,000

• Expected duration ≈ $65,000 ÷ $12,000 ≈ 4 months

If sales are higher or lower, the time-to-payoff moves accordingly. Good providers will show you this with your own last 3–12 months of data.