What is the maximum advance size you’ll consider for a first-time client?

For a first facility, the maximum advance is usually tied to your recent average monthly depositsand the consistency of your sales.

Roughly speaking, many providers might advance around one month’s average revenue(sometimes more, sometimes less) for a first-time client, then increase limits after you successfully complete one or two cycles.

If you need a larger amount right away, the funder may:

• Ask for more documentation
• Suggest a staged approach (fund now, review in a few months)
• Or suggest combining an MCA with another product such as a term loan or line of credit