Do you require exclusive processing with a specific payment processor?

Not usually. Common setups are:

• **Split-funding:**your existing processor sends an agreed percentage of your card batches directly to the funder
• **PADs (pre-authorized debits):**the funder pulls a fixed amount from your bank account on a daily or weekly basis

You can normally stay with your current processor. Exclusivity or forced processor switches are rare, and usually only considered if your current setup simply cannot support split-funding.