Do you offer MCAs for my industry, and are there any excluded sectors?

Most MCA providers in Canada work with a wide range of small and mid-sized businesses: restaurants, retail, salons, trades, auto services, e-commerce, and many B2B firms.

There are usually a few excluded or higher-risk sectors, for example:

• Certain adult, gambling, or high-chargeback businesses
• Businesses with heavy regulatory issues or sanctions
• Companies with consistently unstable or unverifiable revenue

A quick look at your last few months of bank and processor statements usually confirms whether your industry and business model fit the program.